Family Health and Dental

You can customize a plan to suit your family’s needs. Plans can include prescription drugs, other medical expenses, basic or major dental care, and emergency services. Plans are also available that take over when you lose your group benefits plan.

Protect yourself against rising health care costs

Do you have a group health plan at work? If you don’t, then rising health care costs are probably of concern to you.

If you do, does it provide enough coverage to offset the health care costs not covered by your provincial government health plan?

As our population ages and the cost of health care increases, governments are forced to continually reassess health care funding. The solution is often to reduce coverage for some services and cease to provide others.

This places more and more responsibility on you to pay for routine and unexpected health-related services.

A supplemental health insurance plan can provide you and your family with comprehensive coverage for only dollars a day.

One plan we often recommend is the Flexcare® Health & Dental Plan from Manulife Financial. Whether your focus is on prescription drug coverage, dental services, or a combination of both, Flexcare is designed to provide flexibility and choice, allowing you to select the plan and level of coverage that meet your needs and your budget.

Whether you’re topping up your group coverage, or starting from scratch, custom-designing your health insurance plan is fast and easy with Flexcare®.

  • Qualifying for coverage is easy. Many of the plans do not require a medical questionnaire
  • There’s no waiting period with Flexcare. Many of the plans do not require a medical questionnaire.
  • Thanks to Manulife’s electronic direct payment system, most prescription drug and dental claims are processed immediately. There are no forms to fill out. You simply present your benefit card.
  • With Flexcare, you’ll gain the security that comes from knowing that you’re covered for routine and unexpected health care expenses not covered by your Government Health Plan.

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Mutual funds are offered through Manulife Securities Investment Services Inc. Insurance products and services are offered through CBS Financial Directions. View Manulife Securities Disclaimers

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